Financing Options

We believe great furniture should be accessible to everyone. Choose the payment plan that works best for you.

Everyday offer

12 Months Special Financing

No interest if paid in full within 12 months*, with Synchrony. Ask an associate about options for larger purchases.

*Interest is charged from the purchase date if the balance is not paid in full within 12 months. Minimum monthly payments required. Subject to credit approval.

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Synchrony — 12 Months Same as Cash

Our everyday program: no interest if paid in full within 12 months. Interest is charged from the purchase date if the balance is not paid in full within 12 months. Minimum monthly payments required. Subject to credit approval. Quick approval, in-store or online.

  • ✓No interest if paid in full within 12 months
  • ✓Simple monthly payments
  • ✓Fast, easy approval

Best for: Most customers — spread your purchase across a full year, with no interest when it is paid in full within 12 months.

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Progressive Leasing

Lease-to-own with no credit needed — get approved regardless of credit history.

  • ✓No credit needed
  • ✓Flexible payment schedule
  • ✓90-day purchase option
  • ✓Early buyout available

Best for: Customers who want flexibility without a credit check.

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1st Franklin Financial

Personal installment loans with fixed monthly payments. Apply in-store with quick decisions.

  • ✓Fixed monthly payments
  • ✓Competitive rates
  • ✓In-store application
  • ✓Quick approval process

Best for: Customers who prefer a traditional installment loan.

How It Works

1

Shop

Find the perfect furniture for your home in-store or online.

2

Apply

Choose your financing option and apply in-store. Most approvals take minutes.

3

Enjoy

Take your furniture home and make comfortable monthly payments.

Ready to Get Started?

Visit either of our showrooms to apply for financing. Our team will help you find the best option.